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Home Equity Investments

Gross Asset Value

What is a Cityfund?

A Cityfund is a diversified portfolio of Home Equity Investments in the nation’s top cities available for you to invest in. Cityfunds unlock the home equity market for both homeowners and real estate investors.

What is a Cityfund?
Why Home Equity Investments?

Why Home Equity Investments?

Home equity investments (HEI’s) allow retail investors to access a homeowner’s equity in exchange for a stake in the home’s future appreciation. HEI’s are all about equity, the foundation of real estate wealth.

HEI’s Generate Returns 2 Ways

Property Values Increase

Payoffs Generated from a Home Sale or Refinance

$32.6 Trillion Home Equity Market Value

Since 2013 the Overall Homeowner Equity Market has grown by 211%, growing from $10.5 Trillion in 2013 to an incredible $32.6 Trillion today. For the first time ever, Cityfunds has made this asset class investible for individuals.

*Souce: St. Louis Fed, Households; Owners' Equity in Real Estate, Level (billions of dollars, updated quarterly) as of January 1, 2024.

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How it Works

Invest in Cityfunds

Select from a series of city-specific portfolios of home equity investments, each city we launch is structured as a REIT for home equity investments allowing investors to gain exposure to the home equity market.

Hold to Build Wealth

Benefit From Investor Returns

Hear it from our users...

Invested with Nada originally and have been waiting for Cityfund to release! Excited to see the how the company will grow in the next few years- love the vision!

Veronica S.

Austin, TX

You may be wondering...

Why Cityfunds?


Invest with confidence and diversity by owning fractional shares of unique homes. Spread your investment across a range of exceptional properties, reducing risk and enhancing your portfolio’s stability.


We consistently secure home equity investments at 10-15% below the market value. This ensures that our investors are ‘in-the-money’ from day one, maximizing your returns and confidence in your investments.

In-House Origination Team

Our team of licensed professionals perform a meticulous process, involving homeowner credit checks, in-depth property evaluations, and comprehensive inspections to safeguard your investments


Home equity investments remain resilient to market interest rate fluctuations, making them a stable and attractive choice for investors, regardless of market conditions.

See All FAQs

Invest with Your IRA or 401K

Enjoy the convenience of investing with your Individual Retirement Account (IRA) or 401K, as Cityfunds covers all setup and transfer fees for investors making qualifying investments of $10,000 or more. Don't hesitate to email us, or get started below.

Invest with  Your IRA or 401K


Want to Unlock Home Equity with No Monthly Payments?

With Nada, trade in fractions of your home equity for cash and spend it on everyday items.

Want to Unlock Home Equity with No Monthly Payments?
Limited time offer!

Unlock Extra Earnings in Phoenix

Until July 31st, invest in Phoenix and earn matching shares in Phoenix. Don’t miss out on this limited-time offer to boost your portfolio!

  • Invest $1k-$9,999 for a 3% match, or
  • Invest $10k or more for a 5% match
*Terms and conditions apply
Cityfunds Live Q&A

Upcoming Webinar

Join our free live webinars! Hosted by Cityfund’s leadership, we cover the real estate market, cityfund investing, relevant current events, new product launches, and more.

Cityfunds Live Q&A

July 18, 2024 at 6:00 PM CST

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